Southern
Visions Realty, Inc. markets Lake Murray
lakefront homes, new homes in Lexington and resale homes in the Lexington and Columbia
areas.
Southern Visions Realty offers a wide variety of homesites in the Lexington/Lake
Murray and Columbia areas specializing in developing communities such as Crowne
Pointe, Spence Plantation VI and Panorama Point on Lake Murray and
GreenSide,
Sterling Lake, SummerLake and Windsor Courtyards in Lexington. Southern
Visions
Realty can assist you in buying a home or homesite in all the finest communities.
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Come Home to Lake Murray
Lake Murray
Panorama Point 10-mile, big-water views! Amenities include lake access, boat ramp and sidewalks. Zoned for Lake Murray Elementary, Pleasant Hill Middle and Lexington High Schools. Phase I has 17 available lake front homesites and 5 lake view/access homesites. Phase I lake front homesites range in price from $325,000-$515,000 and lake view/access homesites range in price from $125,000-$175,000.
Spence Plantation - Large Homesites! 4 lake front and 8 lake view/access homesites remaining. Lake view/access lots range in price from $100,000 - $225,000 and average ¾ acre. Lake front homesites range from $500,000 - $1,200,000 and average 1¾ acres. Community amenities include gated entry and lake access with courtesy dock. Zoned for Lake Murray Elementary, Pleasant Hill Middle and Lexington High Schools.
Crowne Pointe - Gorgeous lake front property close-in Lexington. Only one homesite remaining! Amenities include gated entry, large homesites, awesome views of Lake Murray and common area. Zoned for New Providence Elementary, Lexington Middle and Lexington High Schools. Lot #1 is $425,000 and is .70 acres with 170' water frontage.
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Lexington, South Carolina is a spectacular place to live! We are proud of our community and want to share news from our office with you.
If you are moving, we hope you remain in Lexington or make your new home here. Our experienced agents can help you find your dream home or assist you with finding the perfect homesite and a quality builder.
Selling your home? Our professional sales agents can give you a listing presentation. We have homes and land listed throughout the Midlands and South Carolina.
From the desk of.....Lee Joye
Reverse Mortgages for Purchasing Your New Home
Thinking about downsizing? Thinking about a Reverse Mortgage? Instead of tying up all your cash in the equity in your home, why not do both!
Senior homeowners looking to sell and buy will benefit with the HECM for Purchase. The sale proceeds together with a Reverse Mortgage can be used to purchase their next home. By not having all their money tied up in their home they will have extra money to live a healthy and happy retirement.
With the newly released FHA Home Equity Conversion Mortgage (HECM Reverse Mortgage) guidelines anyone age 62 and over can use a Reverse Mortgage to buy a home.
Previously, homeowners over the age of 62 could only get cash from their existing home by using a Reverse Mortgage. This was considered a Refinance Loan. Now you can buy a home and do the Reverse Mortgage all in one transaction. This is called a Purchase Loan.
What is the advantage? You can buy a home with a Reverse Mortgage instead of buying a home and doing another transaction for the Reverse Mortgage Refinance. You benefit by only having one transaction and one closing expense. You save money!
Are you a First Time Home buyer age 62 or over? Yes, the HECM for Home Purchase works for you as well. There are no income or credit checks. So if you didn't qualify for a traditional home mortgage, a HECM for Home Purchase Reverse Mortgage may be right for you.
The HECM for Purchase program is also available for 1-4 unit multifamily properties where the primary residents are aged 62 or older. The amount of money for the down payment is calculated by subtracting the net HECM loan money from the lower of the purchase price or appraised value. Your closing costs can be financed in the Reverse Mortgage or added to the cash down payment. Your down payment money can not be a gift or borrowed. The property must meet all FHA requirements.
Anyone interested to know more about the HECM for Purchase or to know the specific amounts available to them should speak with a qualified Reverse Mortgage Consultant.
Lee Joye
Reverse Mortgage Consultant
Wells Fargo Home Mortgage
Lee Joye is a Reverse Mortgage Consultant with Wells Fargo Home Mortgage serving all of South Carolina.
Lee helps senior homeowners "age in place" safely through a government insured loan that provides extra tax free cash for more peace of mind as well as achieve financial independence for life. You need the facts to make an informed decision. Lee will come to your home in most cases and explain your benefits without pressure or obligation. For more information, to ask questions or to receive a complimentary brochure contact Lee Joye at 803-446-7653 or email raleigh.l.joye@wellsfargo.com |
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